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Terms & Conditions

1. Introduction

1.1 By utilising this Website, you are agreeing to adhere to these terms and conditions (“Terms of Use”). If you do not agree, you must cease utilising the Website, whether browsing, inputting data or otherwise.

1.2 If you do not adhere to any requirement of these Terms of Use, then you will no longer have right to access this Website.

1.3 Cheapbills and its services, including this Website are only to be used by Australian residents aged 18 years and over.

1.4 Cheapbills reserve the right to update this website at any time, including products, services and prices that are referenced throughout. Products may be withdrawn at any time, without notice.

1.5 Cheapbills reserve the right to amend these Terms of Use at any time, without notice.

2. Privacy Policy

2.1 Cheapbills has a Privacy Policy that states that we take the security and privacy of your information seriously.

2.2 By using this website, we agree to keep your information safe and secure.

2.3 By using this website, you are bound by the conditions of our Privacy Policy.

3. Third Party Products

3.1 The nature of our business means that we have information about third party products. We share this information with you to find you a better deal for the product you are wishing to compare.

3.2 Third party providers reserve the right to amend or withdraw offers and deals at any time, without notice.

3.3. It is your responsibility to make the final decision about a third party’s product. You should consult the product documents before making your decision.

3.4 Cheapbills displays various products on the Website and in our communications. This does not constitute an endorsement of the third party’s product, website, communications or activities.

3.5 All prices quoted are in Australian Dollars.

3.6 Once you have made a purchase through us, we are no longer responsible for any loss, damage or injury you or any third party may occur. We are also not responsible for any acts, omissions, errors or defaults of a third party related to the product purchased.

3.7 The information given on this Website may be generalised and not specific to your situation. We aim to give you a summary of the products we can compare and as a result you must consider the third party’s product descriptions before purchasing.

3.8 Submission of your details in our Website is not confirmation of a contract or purchase. Only once you have considered the options given to you and you have agreed to accept will a written confirmation be provided.

3.9 By agreeing to purchase a third-party product, you are agreeing to the third party’s terms and conditions.

4. How Cheapbills is paid

4.1 The service we provide to you is 100% free. This includes being able to compare insurance, finance, broadband and energy products provided by a third party.

4.2. We will only receive payment from the third-party providers once you have purchased a product or switched provider.

5. Permitted use

5.1 This Website is for personal use only.

5.2 You must not use this Website for commercial use.

5.3 You must not do anything to this Website that may affect its security, including stored information or material.

5.3 By using this Website, you agree to not using any automated tool to access, copy or extract information. This includes using a spider, robot or aggregation tool.

5.4 By using this Website, you agree to not copy or release any Website content, except where permitted by the Terms of Use.

5.5 By using this Website you agree to use the content for its intended purpose. This means that you must not obtain, copy, process, duplicate, distribute, reconfigure, publish elsewhere, viewing, accessing, analysing or changing any of the Website’s content. This includes processes and tools such as data scraping, collection or accumulation tool, robot, spider or scripted responses.

5.6 By using this Website you agree to utilise the data for its intended purpose. This means that you must not combine any other data or content as well as images or materials to create new or alternative content.

5.7 By using this Website you agree not to deconstruct this Website so as to reveal its source code, formulas or processes.

5.8 By using this Website you agree to utilise it for personal consumption only and not to obtain large numbers of quotes, comparisons, ranking, pricing or other related information from it.

5.9 By using this Website you agree to utilise it for its intended purposes and not to attempt to discover or use information related to pricing, underwriting, rating and related business methodology or systems.

5.10 By using this Website you agree not to use it or our tools to generate “spam” or other form of bulk communication.

5.11 By using this Website you agree that you will use this Website in a lawful manner and not in any fraudulent manner.

5.12 You agree that any content or information you provide to this Website will be true, accurate and complete.

6. Information we give to You

6.1 It is advisable that you seek your own financial advice when considering making purchases or financial decisions via our Website. Cheapbills does not offer any financial advice and will only provide you with suggestions of products from third party suppliers, based on the information you provide.

6.2. Cheapbills provides a comparison of the providers we have access to. By seeking this comparison, you are not obliged to enter into a contract or make a purchase.

7. Intellectual Property Rights

7.1 Cheapbills is a registered trademark along with any other associated logos and symbols. You must not use them to form part of your own logo or symbol; in a way that could damage the reputation of Cheapbills or endorse any third-party insurance products.

7.2 Cheapbills holds the intellectual property rights for any material and contend within this Website, whether this is owned by Cheapbills or We hold the licences to use it

7.3 Written permission must be sought to utilise any or all the intellectual property belonging to Cheapbills.

8. Exclusions of liability

8.1 Any information and services Cheapbills presents to you is to be taken as it is presented and/or sold to you. Whilst every effort is made to ensure that this is free from error, of a satisfactory quality, fit for purpose, timely, reliable, accurate, complete and secure, we make no guarantee, expressed or implied, that this is the case.

8.2 With 8.1 in mind, you agree that using this website is undertaken at your own risk and Cheapbills accepts no liability for any losses that you may incur as a result.

8.3 Whilst every effort is made to keep the website clean and free from viruses, we do not accept any liability for any harm caused to any technology.

8.4 Cheapbills reserves the right to suspend, restrict or terminate your access to this Website at any time, without notice.

8.5 Cheapbills endeavours to provide uninterrupted access to this website.

8.6 We will not be liable for any loss of use, profits or data or any indirect, special or consequential damages or losses, whether such losses or damages arise in contract, negligence or tort, or otherwise in relation to your use of, reliance upon or inability to use this Website or content.

8.7 We will not be liable for any loss of use, profits or data or any indirect, special or consequential damages or losses, whether such losses or damages arise in contract, negligence or tort, or otherwise in relation to the deletion with or without notice or cause of any of your data or information stored on this Website.

8.8 We will not be liable for any loss of use, profits or data or any indirect, special or consequential damages or losses, whether such losses or damages arise in contract, negligence or tort, or otherwise in relation to any loss of your content or communications resulting from delays, non-deliveries, missed deliveries, service interruptions or a failure, suspension or withdrawal of al or part of this Website at any time.

8.9 We will not be liable for any loss of use, profits or data or any indirect, special or consequential damages or losses, whether such losses or damages arise in contract, negligence or tort, or otherwise in relation to the removal from this Website of any content or communications sent or posted by you on or via this Website.

8.10 We will not be liable for any loss of use, profits or data or any indirect, special or consequential damages or losses, whether such losses or damages arise in contract, negligence or tort, or otherwise in relation to any circumstance that is outside of our reasonable control.

8.11 We will not be liable for any loss of use, profits or data or any indirect, special or consequential damages or losses, whether such losses or damages arise in contract, negligence or tort, or otherwise in relation to any loss or damage that is not directly caused by us or which we could not reasonably expect at the time we entered into our agreement with you.

8.12 Nothing in these Terms of Use is intended to exclude or limit our liability for death or personal injury, our fraud or any other liability which we may not by law exclude or limit.

8.13 Some of the links on our Website may take you to a third-party website. Whilst this is designed for you to assist in making your purchase decision, Cheapbills is not responsible for the accuracy of the information contained within these. Therefore, we exclude all liability for any loss, damage, cost or expense you incur by accessing or attempting to access one of these third-party sites.

9. Indemnity

9.1 If you breach of these Terms of Use or your use of this Website you agree to indemnify us, our directors, employees, agents and contractors for any loss suffered or costs that may be incurred due to this.

10. Contact Us

10.1 Please contact us if you have any questions or concerns regarding this Website, services, products or Terms of Use.

11. General

11.1 If any part of these Terms of Use is determined to be legally invalid or cannot be enforced, We will replace the relevant section with a new term that is relevant and can be enforced. All other Terms will remain unaffected.

11.2 If the rights granted under these Terms of Use are breached or we fail to enforce them, you or we will not be prevented from taking any further action.

11.3 These Terms of Use constitute the entire agreement between you and us relating to your access to and use of this Website. Any previous Terms of Use of this Website have been superseded by the most recent version available here.

12. Governing Law

12.1 All Terms of Use, including your access to this Website is governed by and will be interpreted in accordance with the laws of Victoria, Australia.

12.2 Each of you and us submits to the non-exclusive jurisdiction of the courts of Victoria, Australia in connection with these Terms of Use and your access to and use of this website.

© Cheap Bills 2019 All rights reserved.