Compare Home Loans with AFG

AFG has a wide range of home loan products to suit your unique needs.

• Retro – this good old-fashioned home loan is no-frills, with all the features you need and none of the extra cost. Features include redraw access, unlimited additional payments, a 100% offset facility, no ongoing fees and variable rates.
• Link – designed for people who may not meet traditional borrowing eligibility criteria, such as self-employed people, receive non-standard incomes, have a poor credit history, have been refused credit, are looking to consolidate debt or have recently re-entered the workforce.
• Bright – this option is right for expats, non-residents, home builders and bridging finance between homes. You can receive 80% lending for loans up to $2 million.
• Align – this is a super flexible option with no ongoing fees, fee-free additional payments, redraw access and variable rates. This is a great option for everyone from owner-occupiers to property investors, companies and trust borrowers.
• Edge – Edge home loans have highly competitive rates with all the essentials you need, such as fee-free additional repayments. Edge is funded by the Advantedge residential loan program, which is part of the National Australia Bank Group (NAB).
• Alpha – provided by Bendigo and Adelaide Bank, Alpha home loans are designed to be flexible to fit your changing needs. Features included a 100% offset facility, redraw options, fixed or variable rates and a bridging finance solution.
• Options – if your lending requirements are outside the norm, an Options loan could be the solution, for example, if you fail to meet lenders’ mortgage insurance requirements, want to use alternative forms of income documentation, have a poor credit history, want a larger loan amount than typical, want to borrow up to 95% of the property value or want to use gifted deposits to acquire a property.